Blogger Help, How To, Lifestyle, Productivity

How To| Save More

Let’s cut to the chase, saving is difficult! Especially when you are a University student with no substantial job.  Truth is, even when I’m broke I find myself splurging (Y’all know how good it feels when you get something new) but I believe I have slowly learnt – so far in 2018 – to spend wisely and I’m pretty sure it has something to do with me graduating this year. That doesn’t matter though the point is I started because the hardest thing about saving money is getting started, for sure.

Here are some of the tips that have truly worked for me:-

  • Setting up a goal: I started thinking what I want to save for – in my case vacation, I already chose my destination roughly calculated how much it will cost. Goals are likely to have the biggest impact on how you save money.
  • Keeping track of my expenses: I try to account for every coin – meaning I keep record of every snack, clothing I buy and money I use of transport or simply entertainment. When you know what you spend on in a month, come up with a rough budget to plan your spending and limit overspending.
  • Consciously plan on saving money: I put away 10% of my pocket-money each month and I have cut back on entertainment and take away food.
  • Writing a list before going shopping: I have to write a list cause I am the queen of impulse buying and unplanned purchases. Sometimes I think it’s a gift!

In all honesty saving is a tough thing to do, but I know it’s going to be worth my sacrifice when I start hoping from plane to plane to see the world.

Over To You …

Are you a saver or a spendthrift? What tips have worked for you to save more?

Thank you for reading. New post on Tuesday, Thursday and Saturday.

With Love, Jade.

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